Flood zone, wetlands, soil, elevation, owner and zoning for any Florida lot, from the same public layers a surveyor would pull. Six markets measured point by point, and parcel level detail in fourteen counties.
Check any Florida lot in secondsFlood zone, wetlands, soil, owner and zoning, in one search.See how it worksEvery market page below is built on its own sample. We laid an even grid of 121 points across the market and ran each point against the same layers the app queries, then published what came back. The percentages are measured, not estimated, and each page says when it was measured.
| Market | County | Flood Zone X | What stands out |
|---|---|---|---|
| Belleview Heights | Marion | 100% | Every point Zone X, 98 percent well drained soil and a water table three and a half feet down. |
| Beverly Hills | Citrus | 96% | Dry sand and 12 percent wetland. The cost risk here is gopher tortoise rather than water. |
| Brooksville | Hernando | 78% | Four different flood zones in one sample, and soil nothing like Spring Hill a few miles away. |
| Bunnell | Flagler | 63% | 37 percent inside a hazard area, nearly half of it Zone A, and 99 percent poorly drained or worse. |
| Cape Coral | Lee | 51% | 87 percent have wetland on the lot or within 500 ft, the highest we measured. 4 percent sampled VE, which adds wave action. |
| Citrus Springs | Citrus | 98% | Dry sand and 4 percent wetland. The cost risk here is gopher tortoise rather than water. |
| Crystal River | Citrus | 2% | 98 percent inside a flood hazard area, the highest we have measured. Two points out of 120 came back Zone X. |
| Daytona Park Estates | Volusia | 50% | 46 percent sits in Zone A, more than double any other market. Zone A carries no published elevation, so it cannot be priced from a map. |
| Deltona | Volusia | 74% | The deepest water table we have measured at 30 inches, but a quarter sits in a flood hazard area and Volusia publishes a scrub jay layer. |
| Englewood | Charlotte | 40% | 15 percent sits in Zone VE, coastal high hazard with wave action, the highest VE share we have measured. |
| Flagler Estates | St. Johns | 96% | The widest gap on the site: 96 percent Zone X and 100 percent poorly drained with water at the surface. |
| Gulf Cove | Charlotte | 18% | Measures within a point of South Gulf Cove on every layer. 83 percent Zone AE, 100 percent wet, 100 percent poorly drained. |
| Hudson | Pasco | 44% | The most exposed flood map of the set at 56 percent inside a hazard area, and the best coastal soil we have measured. |
| Indian Lake Estates | Polk | 92% | 97 percent have wetland on the lot or within 500 ft and the water table sits about six inches down. Both are records. |
| Inverness | Citrus | 90% | Dry ground on a lake chain, and no Zone A at all, so the hazard area that exists can be priced from the map. |
| Lakewood Park | St. Lucie | 88% | The St. Lucie pattern: a clean flood map over 84 percent wetland adjacency and 76 percent poorly drained soil. |
| Lehigh Acres | Lee | 96% | 69 percent have wetland on the lot or within 500 ft, and 88 percent sit outside the FGUA sewer area, so plan on a well and septic. |
| Marion Oaks | Marion | 100% | The cleanest of the six. Every point sampled Zone X, 1 percent had wetland on the lot and 93 percent of the soil drains well. |
| New Port Richey | Pasco | 56% | Good ground and a hard flood map. 82 percent moderately well drained, but 44 percent inside a flood hazard area. |
| North Port | Sarasota | 69% | Two thirds Zone X, but 87 percent have wetland within 500 ft and 97 percent of the soil is poorly drained or worse. |
| Okeechobee | Okeechobee | 93% | 95 percent poorly drained or worse, the wettest ground we have measured, on one of the cleanest flood maps. |
| Palm Bay | Brevard | 63% | Looks fine on the flood map and difficult in the soil survey. 88 percent came back poorly drained. |
| Palm Coast | Flagler | 74% | 21 percent sits in Zone A, the highest we have measured. Zone A carries no published elevation, so it cannot be priced from a map. |
| Poinciana | Osceola | 48% | 39 percent have wetland on the lot itself and 98 percent is poorly drained or worse. One of the hardest markets we have measured. |
| Port Charlotte | Charlotte | 46% | The hardest flood picture of the six. 48 percent fall in Zone AE, so slightly more of it sits inside a hazard area than outside. |
| Port St. Lucie | St. Lucie | 95% | The widest gap we have measured. Best flood map of any coastal market, and 89 percent have wetland on the lot or within 500 ft. |
| Punta Gorda | Charlotte | 4% | 96 percent inside a flood hazard area and half the lots carry wetland on them. The most exposed market we have measured. |
| Rainbow Springs | Marion | 96% | A water table 57 inches down, the deepest we have measured anywhere in Florida. |
| Rolling Hills | Marion | 100% | The cleanest market we have measured. Every point Zone X, every soil sample well drained or better, no wetland on any lot. |
| Rotonda West | Charlotte | 24% | 76 percent Zone AE and 95 percent with wetland within 500 ft, on a planned canal and golf community. |
| Royal Highlands | Hernando | 98% | Measured on 121 real lots: none had wetland on the lot, 92 percent excessively drained sand, water table about 50 inches down. |
| Sebastian | Indian River | 84% | 84 percent Zone X and 84 percent with wetland nearby. Scrub jay is federally listed and it comes up here. |
| Silver Springs Shores | Marion | 87% | Dry sand on average, but every hazard point is Zone A and the median water table is six inches down. |
| South Gulf Cove | Charlotte | 17% | 84 percent Zone AE, and every single point had wetland within 500 ft and poorly drained soil. |
| Spring Hill | Hernando | 89% | 96 percent excessively drained soil, the driest we have measured. Sinkhole history is the risk here, not flood. |
| Sugarmill Woods | Citrus | 97% | Dry inside the platted blocks, wet where it meets the Chassahowitzka swamp. Position is the question. |
| Vero Lake Estates | Indian River | 35% | Every one of 121 soil samples came back poorly drained, and 65 percent sits in Zone AE. The most exposed market we have measured. |
| Wedgefield | Orange | 89% | The water table sits about three inches down, the shallowest we have measured, and 96 percent have wetland on the lot or within 500 ft. |
| Weeki Wachee | Hernando | 76% | Two soils and no middle: 79 percent excessively drained, 18 percent very poorly drained, water at the surface. |
The share of a market sitting in flood Zone X runs from 2 percent in Crystal River to 100 percent in Marion Oaks, Rolling Hills and Belleview Heights. That spread is the first thing worth knowing, because a buying rule that works in one of these markets will misprice lots in another.
The more useful finding is that flood zone on its own is a poor proxy for whether a lot is easy to build on. Palm Bay is the clearest case. Sixty three percent of it sampled outside the special flood hazard area, which reads as good news, while 88 percent of the soil came back poorly drained. Marion Oaks scores well on both, every point Zone X and 93 percent well or excessively drained. Cape Coral scores in the middle on flood and worst of the six on wetlands, with 87 percent of points carrying mapped wetland on the lot or within 500 feet.
Wetland within 500 feet is common across most of Florida and usually survivable. Wetland mapped on the lot itself is the one that reshapes a deal, because it moves the buildable footprint and the drainage design. Only a delineation settles it, but knowing before you offer is what keeps you from paying retail for a lot you cannot use.
Flood, wetlands, soil and elevation come from national layers, so they answer anywhere in Florida. Owner, zoning and parcel detail come from each county's own service, which is why that part is county by county.
Brevard, Charlotte, Citrus, Flagler, Hernando, Indian River, Lee, Marion, Okeechobee, Orange, Pasco, Polk, St. Lucie and Volusia.
In these fourteen you get the owner, the parcel number, the zoning and future land use code, and the last recorded sale on that specific lot, which is the number that tells you what room is in the deal. Outside them you still get flood, wetlands, soil and elevation on any Florida lot, and a direct link to that county's appraiser.
Start with buying land in Florida: what to check before you buy. Then what each FEMA flood zone means for a lot, with our numbers from these markets: flood zone X, flood zone AE and flood zone A. And how to check a lot for wetlands with the Wetlands Mapper, and what makes a lot buildable, including Florida's septic lot size rules.
Flood zone, wetlands, soil and elevation work on any lot in Florida, because those come from national layers. Owner, zoning and last sale are live in fourteen counties: Brevard, Charlotte, Citrus, Flagler, Hernando, Indian River, Lee, Marion, Okeechobee, Orange, Pasco, Polk, St. Lucie and Volusia.
We laid an even grid of 121 points across each market and queried every point against FEMA's flood layer, the National Wetlands Inventory and the USDA soil survey. Each page reports the sample size and the date it was run. Soil counts are sometimes lower than 121 because the survey does not cover open water.
Not necessarily. Zone X means it is outside the special flood hazard area, so flood insurance is not mandatory with a mortgage. It says nothing about drainage, wetlands or the water table. Palm Bay is 63 percent Zone X and 88 percent poorly drained soil, which is exactly the trap.
No. It is a screening tool that tells you in seconds what public data says about a lot, so you know which lots deserve a survey and which to walk away from. A delineation is still the only thing that settles a wetland boundary.