Silver Springs Shores looks like the rest of inland Marion County until you check two numbers. Thirteen percent sits in flood Zone A, and the median water table is six inches down rather than three feet.
Check any Silver Springs Shores lot in secondsFlood zone, wetlands, soil, owner and zoning, in one search.See how it worksWe sampled 121 points on an even grid across Silver Springs Shores on 15 September 2026 and ran each against the same public layers the app queries: FEMA's National Flood Hazard Layer, the US Fish and Wildlife National Wetlands Inventory on the point and within 500 feet, and the USDA soil survey. Soil figures come from 117 of those points, because the survey does not cover open water. These are measured numbers, not estimates.
FEMA answered for 120 of the 121 points and the wetlands service for 120; each percentage is of the points that answered.
Thirteen percent of the answered grid fell inside a special flood hazard area, and every one of those points was Zone A. There was no Zone AE in the sample at all.
That is worse than it sounds. Zone AE publishes a base flood elevation, so you can price the pad, the fill and the insurance before you offer. Zone A publishes nothing. Somebody pays a surveyor for an elevation certificate before any of that can be worked out, and on a low cost lot that survey is a meaningful share of the purchase.
Only Daytona Park Estates at forty six percent and Palm Coast at twenty one percent carry more Zone A than this.
Seventy four percent of soil samples came back excessively drained, which reads like Rolling Hills or Rainbow Springs. But the median seasonal high water table sat six inches down, and eight percent of points came back very poorly drained with another six percent poorly drained.
The average is dry and the tail is wet. That combination means the market statistic is a poor guide to any individual lot here, which is exactly the situation a per parcel check exists for.
Ten percent of the sample had wetland mapped on the point and thirty one percent had wetland on the lot or within 500 feet. That is roughly three times what Belleview Heights or Rolling Hills returned, a few miles away.
Flood zone first here, unlike the rest of inland Marion, and specifically whether the lot is one of the Zone A points. Then the water table on that specific parcel rather than the market average. Then gopher tortoise, access and power.
Mostly Zone X, with an unusual amount of Zone A. FEMA answered for 120 of 121 evenly sampled points on 15 September 2026: 87% Zone X and 13% Zone A. There was no Zone AE at all, which matters, because Zone A carries no published base flood elevation.
Zone AE publishes a base flood elevation your pad has to clear, so you can price the fill and the insurance from the map. Zone A does not, so a surveyor has to establish the number first. Here every hazard point is Zone A, so there is no easy half of the hazard area to work with.
Mostly, but check the lot. 74% of soil samples came back excessively drained, yet the median seasonal high water table sat 6 inches down and 14% of points were poorly or very poorly drained. The market average is dry and the tail is not.
Some. 10% of sampled points had wetland on the point itself and 31% had wetland on the lot or within 500 feet, which is higher than the rest of inland Marion County.
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